Tampa Bay Real Estate 2025: How to Buy and Sell a Home at the Same Time

What to Know About Buying and Selling at the Same Time in 2025

Trying to perfectly time a sale and a purchase can feel like chasing a unicorn. But in real estate, it's less about perfection—and more about strategy and flexibility.

Here are four smart paths homeowners in the Tampa Bay area are using right now.

Option 1: Make a Contingent Offer

If you’re selling first, you can make your next purchase contingent on the successful sale of your current home.

Pros:

• Lower financial risk

• You’ll know your exact budget

Cons:

• In a competitive market like South Tampa or Westchase, contingent offers may be less attractive to sellers

Option 2: Negotiate a Leaseback Agreement

A leaseback lets you sell your home and continue living in it for 30–60 days after closing, while you look for your new place.

Pros:

• You free up your equity and buy time

• You don’t have to move twice

Cons:

• Not every buyer will agree to it—but many will if your home is desirable and priced well

Curious what your home is worth in 2025? Get your free Tampa valuation here.

Option 3: Rent Short-Term Between Moves

Sometimes the smoothest move is a two-step one: sell your current home, rent something short-term, and then buy when the time (and home) is right.

Pros:

• You buy without rushing

• You can stay flexible with timing

Cons:

• Two moves in a short timeframe = more logistics

Check out Furnished Finder or PadSplit for local furnished housing options in Tampa Bay.

Option 4: Use a Bridge Loan or HELOC to Buy First

If you’ve built up equity in your current home, we can explore financing options to help you buy before you sell—like a bridge loan or HELOC.

Pros:

• You don’t need to move twice

• You’re not at the mercy of timing your sale

Cons:

• More financial complexity—this route is best with strong credit and equity

Learn more about how a bridge loan works here. 

The 2025 Bottom Line? You Have Options—And a Guide

Buying and selling at the same time in Tampa Bay isn’t one-size-fits-all—and it doesn’t have to be chaotic.

Whether you want to:

• Sell first and take your time

• Buy first with financial confidence

• Time both moves perfectly…

There’s a way to do it that makes sense for you—and I’m here to help you figure that out.

Let’s Talk Through Your 2025 Real Estate Strategy

No pressure. No panic. Just a plan.

If you're even thinking about making a move in 2025, let's connect. I’ll walk you through your best options, give you clarity on your home value, and help you buy and sell with total confidence.

👉 Schedule your consult with Kirby here.